RegTech, Sandbox 佳句赏析

Posted 2021-04-29 GrandCentral

第一次听到RegTech这个词的时候

还是在和一个看起来18岁的美眉聊天

当时她总是说redtech redtech什么的

我就在想是红色的意思吗，还是啥呢

但是又不好意思问她

后来才得知是Regulatory Technology的简称

之后又和这位美眉聊起RegTech

她说原来她一直以为是red tech

故事到这里就结束咯接下来我们来学习吧

会通过几个佳句来看下RegTech这个词。

以下这段话很适合开宗明义，用来放在书的前言或者文章的序都是很适合的哟，这些句子这么长，都要靠连接词，下面列了3个连接词。

佳句1

Today, FinTech has entered a phase of rapid development marked by the proliferation of startups and other new entrants, such as IT and ecommerce firms that have fragmented the financial services market. This new era presents fresh challenges for regulators and highlights why the evolution of FinTech necessitates a parallel development of RegTech. In particular, regulators must develop a robust new framework that promotes innovation and market confidence, aided by the use of regulatory “sandboxes.”

Source: CFA Institute

Note:

连接词1: marked by，过去分词，后面再接另一句话。

连接词2: such as，用于列举例子。

连接词3: that have，定语从句，后面再接另一句话。

必学词1: necessitate，necessary的动词形式，意思就是“成为必然”。

必学词2: robust，形容词，意思是健全强大的，通常用于形容科技系统。

（以下是亚洲的Sandbox的进程表 Source: EY）

以下这段话解释什么是沙盒的定义，又很适合用在定义的书写当中。

佳句2

The “sandbox” concept was taken from the world of software development, in which a sandbox is a tool that allows developers to test a proof of concept prior to a full-scale public release. This allows a firm to amend and improve a product based on feedback and before it has invested significant costs in the project. 

Source: Reuters 路透社

Note:

连接词：in which，介词加定语从句，which指代the world of software development，意思就是“在软件开发的过程中，沙盒允许开发者测试...”

必学词：full-scale，意思是全面的。

英国是第一个推出sandbox的国家，以下这句来自英国的FCA (Financial Conduct Authority)，一如英式英语简洁严谨的感觉。

佳句3

Access to the regulatory expertise the sandbox offers has reduced the time and cost of getting innovative ideas to market.

Source: FCA (Financial Conduct Authority)

Note:

必学词：access to，进入/得到的意思，通常使用介词to，后面接进入/得到事物或资源。

（以下是申请Sandbox的步骤 Source: FCA）

（以下是在英国使用Sandbox的行业分布 Source: FCA）

References:

https://www.fca.org.uk/publication/research-and-data/regulatory-sandbox-lessons-learned-report.pdf

https://www.reuters.com/article/bc-finreg-sanboxes-labcftc-fintech-engag/insight-sandboxes-vs-labs-labcftc-offers-blueprint-for-regulatory-engagement-with-fintech-idUSKBN1EC2IW

http://www.ey.com/Publication/vwLUAssets/ey-the-emergence-and-impact-of-regulatory-sandboxes-in-uk-and-across-apac/$FILE/ey-the-emergence-and-impact-of-regulatory-sandboxes-in-uk-and-across-apac.pdf

https://www.fca.org.uk/publication/research/regulatory-sandbox.pdf