银行账户透支方式

Posted 2023-02-22

【中文标题】银行账户透支方式

【英文标题】：Overdraft method for bank account

【发布时间】：2015-09-01 09:04:01

【问题描述】：

我正在尝试应用一种方法来检查帐户是否已超过OVERDRAFT_LIMIT。我尝试了几件事，但都没有成功。

这是我做过但不知道如何应用的事情：

public void testForOverdraft(double balancE)

    if(balancE <= 0 && balancE >= OVERDRAFT_LIMIT)
    
        withdraw(10);
        System.out.println("The account is overdrawn.");
    
    else if(balancE <= 0 && balancE <= OVERDRAFT_LIMIT)
    
        withdraw(20);
        System.out.println("The account is locked until a deposit is made to bring the account up to a positive value."); 
    

帐号：

import java.util.Date;

public class Account

    private int id;
    private double balance;
    private double annualInterestRate;
    private Date dateCreated;
    private double monthlyInterestRate;

    public Account()
    
        id = 0;
        balance = 0;
        annualInterestRate = 0;
    
    public Account(int iD, double balancE)
    
        id = iD;
        balance = balancE;
    
    public void setID(int iD)
    
        id = iD;
    
    public int getID()
    
        return(id);
    
    public void setBalance(double balancE)
    
        balance = balancE;
    
    public double getBalance()
    
        return(balance);
    
    public void setAnnualInterestRate(double AIR)
    
        annualInterestRate = AIR;
    
    public double getAnnualInterestRate()
    
        return(annualInterestRate);
    
    public void setDateCreated(Date dateCreated)
    
        this.dateCreated = dateCreated;
    
    public double getMonthlyInterestRate()
    
        return((annualInterestRate / 100) / 12);
    
    public double getMonthlyInterest()
    
        return(balance * monthlyInterestRate);
    
    public void withdraw(double ammount)
    
        balance = balance - ammount;
        setBalance(balance);
    
    public void deposit(double ammount) 
        balance = balance + ammount;
        setBalance(balance);
    

CheckingAccount：

public class CheckingAccount extends Account

    final static double OVERDRAFT_LIMIT = -50.00;
    private double annualInterest;

    public CheckingAccount()
    
        super(); 
    
    public CheckingAccount(int iD, double balancE)
    
        super(iD, balancE);
    
    public double getAnnualInterest()
    
        return((getBalance() * getAnnualInterestRate()) / 100);
    

测试：

public class Test extends CheckingAccount

    public static void main(String [] args)
    
        CheckingAccount a1 = new CheckingAccount(1122, 15.00);
        a1.withdraw(5.00);
        a1.deposit(00.00);
        a1.setAnnualInterestRate(4.5);
        Date dat = new Date();

        System.out.println("Balance: " + 
                "\nMonthly Interest: " + a1.getMonthlyInterest() + 
                "\nDate Created: " + dat);

    

【问题讨论】：

balancE <= 0 && balancE >= OVERDRAFT_LIMIT - 这有可能吗？考虑一下，您应该可以解决问题。

@sparc_spread 如果他将 OVERDRAFT_LIMIT 存储为负数，这将是有意义的。

现在我想到透支限额的意思，你是对的。

更新了标签和格式。初次使用的用户 +1 的好问题

标题没有提供有关您所问内容的任何线索。许多不必要的代码与您的问题无关。你甚至没有提到这段代码的目的：如果它是用于现实生活中的系统，那么一切都做错了。你至少应该提到它只是为了你的学习等

【参考方案1】：

在提款方法中分配之前检查新余额

如果完全成功，withdraw方法将返回true

public boolean withdraw(double ammount)

    boolean success ;
    double aux ;

    aux = balance - ammount ;

    if(aux < OVERDRAFT_LIMIT)
    
        success = false ;
    
    else 
    
        setBalance(aux);
        success = true ;
    

    return success ;


Then to use it just go like this 

if(!withdraw(60))

    System.out.println("The account is locked until a deposit is made to bring the account up to a positive value.");