function centsToDollars (pennies) {
//remember the original number of pennies, for output at the end
let penniesOrig = pennies;
//how many dollars?
let dollars = Math.floor(pennies / 100);
//how many pennies are left?
pennies = pennies - (dollars * 100);
//pennies = pennies % 100;
return `${penniesOrig} pennies = ${dollars} dollars and ${pennies} cents.`;
}